Tag Archives: home

The Proper(ty) Etiquette: 4 Rules You Should Follow in Viewing Houses

a couple looking at their houseThis is probably the less stressful part of home buying: viewing the houses. But just because it’s the fun part doesn’t mean there are no rules here. In fact, there’s an unspoken, yet generally-agreed etiquette in the real estate industry when looking at properties. Be a little more conscious about your actions and make sure you follow these do’s and don’ts:

Do: Be punctual.

At the very least, respect the time you and the agent set. Arrive at the property on time. More than communicating respect though, being punctual makes the right impression. And that is crucial, especially if you’re buying in a competitive market, let’s say, in Overland Park. You want to present yourselves as serious, responsible buyers so you could gain some advantage compared to other people bidding and increase your chances of getting this deal.

So the next time you view homes for sale that Overland Park communities offer, don’t be late.

Do: Remove your shoes.

In most instances, it’s acceptable to keep your shoes. But if you saw shoes piled up at the entrance or noticed that the carpet has a light color, it’s best to take your shoes off. Again, this shows respect to the house and the agent. Other times, there are surgical booties prepared. Whatever your fashion and style preferences are, wear them. If this is going to be your future home, you don’t want guests ruining your new flooring, right?

Don’t: Stay for too long.

It’s a common question people ask, just how long is it okay to stay in the house? Well, if you’ve already seen what you need to see and asked what you need to ask the agent, then there’s no reason to linger at the place anymore. Keep the visit short and simple.

Don’t: Bring food.

Leave your chocolates and snacks in the car. But what if the kids go hungry and throw tantrums, you ask? That points to another principle here: leave the kids at home with your babysitter.

It’s never a good idea to bring snacks to a property viewing, as it might stain or cause smudges on couches or floors. You don’t want the agent cleaning up after that mess. And it’s not a good idea also to bring kids as well, as they might keep you from focusing on inspecting the house (which is the real objective here) and they might accidentally break things. Not a fun house viewing anymore, right?

The house viewing is the fun part of home buying. These rules aren’t made to take out that fun; in fact, it’s meant to keep it a more enjoyable experience for you.

How Much Should Appliance Repair Cost Nowadays?

a woman shaking hands with a repairmanNowadays, technology is very advanced. Still, appliances are not invulnerable to damage. With that in mind, if you are thinking of hiring someone for appliance repair in Wellington, the cost of doing so will only be cheaper by spending not more than 50% of the price for replacing the item.

The so-called 50% cost rule applies to most types of household appliances. It is usually advisable to repair them if they are not yet past the manufacturer’s stated life expectancy.

Cost Estimation

You should determine the recommended lifespan of your broken appliance to see if repairing it makes more sense. Most replacement parts are available for at least seven years from the appliance’s data of manufacturing, so hiring a tradesperson to fix it will be more cost-efficient in case you have only been using it for a few years.

Consumer surveys also showed that going to an independent repair shop has a higher chance of providing better results. Choose an authorised electrician when an appliance is still under warranty. However, there are some items that you will need to replace after the first time they become damaged. Novelty appliances are an example.

Proper Disposal

Some appliances take up space in your kitchen drawers or cupboards either because they hold sentimental value or you still think that they will be useful someday. On the contrary, an appliance that has not been used for more than three months should be thrown away, especially if it is only meant for one-time use.

The same should also be done for electronics parts, such as phone chargers and cords. Buying a replacement can be more economical, but take note to dispose of unwanted items properly.

By not immediately deciding to buy a replacement, you avoid spending a hefty amount and help in reducing environmental waste. Ask for at least three recommendations before choosing the right contractor.

Turn Your Balcony into a Lovely Outdoor Space in 4 Easy Steps

View of balcony from street level

View of balcony from street levelTurning a balcony into a lovely outdoor space where you can spend time relaxing or enjoying the view may sound challenging but is actually easy to do. Here are some ideas to turn that outdoor space into a lovely outdoor haven.

Create a Corner Nook

Utilize a corner in the balcony by setting up a comfortable outdoor couch and a small side table. This area can be your reading nook. It also serves as a place where you can have coffee al fresco while enjoying the morning view or a cozy spot for some end of day drinks while enjoying the evening view.

Grow a Vertical Garden

You can have a garden even if you don’t have a lawn and even if you have limited balcony space. Vertical gardening is a great way to decorate and liven up a balcony. For easy maintenance, choose outdoor plants that thrive in a lot of sunlight and need little watering.

You can also plant perennial flowers in outdoor copper planters you can buy from firms such as Authentic Provence to add color to your garden. These flowers grow well in these planters and add a cheerful tone to your outdoor space.

Don’t Forget Your Flooring

Use wooden planks to elevate your nook area if you have enough space to do so or lay artificial grass carpeting to create a traditional landscaped look. Using faux grass carpets is a great way to get the full garden look sans mowing and watering. It softens the look of the space and is an excellent way to spruce up your flooring.

Brighten Up The Space

Add more lighting to illuminate your space at night. Outdoor table lamps and solar powered floor lamps are a great addition to your existing outdoor lighting. Use soft tone lights for a cozy and relaxing feel.

Get started

With a little creativity and help from these easy-to-follow design ideas, you can turn your balcony into a lovely outdoor space where you can relax and enjoy the outdoors any time of the day without having to leave your home.

5 Things to Know About Mold Testing

Mildewed walls with different sorts of moldThere’s a musty odor inside your home. You suffer from respiratory symptoms that seem to get worse when you’re at home. There may be mold in your home.

If you can’t see any mildew, you should consider having mold testing or sampling performed on your property. Here are some important things to know about mold testing:

Mold inspection should precede testing

It’s important to conduct mold inspection before turning to mold testing. If your mold inspector finds mold, then there’s no need for mold testing. Hightechcarpetcleaning.com recognizes the importance of hiring a mold removal service to get rid of the problem.

There are many reasons for mold testing

The reasons for mold testing include:

  • You have noticed signs of mold growth, but there is no visible mold
  • To check indoor air quality
  • To find hidden mold growth
  • To identify the species of mold present in your home
  • To check if your mold removal service removed all the mold in your home

You should hire a professional mold tester

Testing for mold should be left to the professionals. Hire a qualified mold expert who has a wealth of experience in collecting and analyzing mold samples, and interpreting results.

There are three primary types of mold tests

There are various ways to take and analyze air samples. The common types of mold tests include air testing, surface testing, and bulk testing. Each has its pros and cons. Your mold tester may use more than one type of test to determine the presence of mold on your property.

Multiple tests may be necessary

The number of mold spores in a building change over time and from location to location. To get a clearer picture of the mold problem, it’s necessary to test in different places and at different times.

A mold inspection can help expose a mold problem. If the inspection provided negative results, but you still think there is mold, testing can help clear your doubts. Mold testing can also help you measure indoor air quality and identify the species of mold in your home.

What to Do First Before Viewing Potential Homes

A couple looking to get a mortgageIf you’re thinking of buying a home, you probably have an idea of what you want. You’d love a home with a large kitchen, a spacious master’s bedroom, or a large backyard for the kids. You may even have a list of what qualifies as “the one” or the perfect home. Viewing homes is an exciting process and it’s easy to fall in love with a house that is beyond what you can actually afford.

The First Thing to Do

VIP Mortgage and other mortgage companies in Tempe note that before you start looking for a house, it is best to get prequalified first. This is to know how much you can afford and start looking for houses within that price range. Doing so can avoid disappointments and financial difficulties in the future. The best part is, it is easy to get prequalified, as you can do it with a single meeting with a lender or over the phone.

With mortgage prequalification, you can:

  • Know how much loan you can afford or borrow (an estimate) and plan accordingly.
  • Determine if you qualify for certain mortgage programs.
  • Know the requirements or the things you can do qualify for a loan and better rates.
  • Stick to properties that meet your needs and current finances.

Making Sure You Can Afford

It is common for many first-time homebuyers to get so preoccupied with finding a house that meets all their needs. They overlook this important process, which is crucial in buying “the right one.” Note that buying is a major financial commitment (which can be an investment or debt), so you need to make sure that you can afford paying for it and all the associated mortgage costs.

If you have a serious intention of buying, you can proceed with loan pre-approval. This is more detailed than prequalification, as you need to submit certain financial documents to a lender. This is to assess your credit history and current financial situation. Based on these details, your lender can tell you how much you can borrow. A pre-approval can give you an edge over others when making an offer or a bid.

When’s the Right Time to Switch to Buying from Renting?

Concept of home ownership

Concept of home ownershipIf you’re still renting and considering buying your own place, you probably think if it is the right time to enter the housing market. This is common for many first-time buyers, as a home purchase is a major financial commitment. When determining if you’re ready, you need to look at your current situation, as well as your rental expenses and possible costs associated with buying a home.

Altius Mortgage Group and other mortgage companies note that the main benefit of buying is having a place you can call your own (without having any restrictions from the landlord). It can also help you build equity and get tax deductions. Renting, on the other hand, is a good option if you can’t afford a new house or don’t feel like settling into the same place for years. 

Know the costs

Buying a home comes with a larger payment than renting and you need to come up with a down payment. To find out whether renting or owning is better, look at your current rental expenses and potential mortgage payments. 

Amount you can borrow

The amount of mortgage you can loan will depend on your debt-to-income (DTI) ratio. In most cases, lenders don’t want your total debt to go beyond 36% of your monthly income. They can then give you an estimate, but you shouldn’t forget to assess how much loan you are comfortable paying. The way you manage your debt and finances will play a role.

Receiving tax deductions

When you buy a home, a good portion of your salary is likely to go through mortgage payments. But the good news is you may be able to get a tax break, which is not available when renting. It is best to get an idea of how much tax you will save, as the difference may offset higher mortgage payments.

If you believe that now is the right time to buy a home, contact a reliable lender to know more about your options and start preparing for the loan application and buying process. 

Make Your Dream Home Come True

Modern HomeIf you feel like you’ve been working so hard and you’re not getting anywhere close to having your dream home, don’t fret. Your dream house does not have to remain a vision forever.

With a bit of determination, frugality, and careful planning, you can turn your fantasy into reality.

Make a House Your Own

Nothing equals the secure feeling of being at home and knowing that you are the rightful owner of your house. Knowing that you worked hard to make it a reality will give you even greater pleasure. It may take a while to get there, but buying your first home can be a breeze with the help of the following:

  • An industry expert from a trusted mortgage company in South Jordan. An experienced professional will help you identify any problems with your credit and allow you to get a glimpse of what you can afford.
  • Being careful about what you spend on. If you are making definite plans to buy a home with a mortgage, you have to be vigilant about how you spend your money and on what. It is important not to accumulate too much credit, as it will affect your credit score, which is an integral part of your mortgage loan application.
  • Papers for reference. You will need to present a substantial amount of paperwork pertaining to your finances, such as bank statements and tax returns, to name a few.
  • A record of consistent work history. This will show your ability to excel and stay in a job, a vital component of your mortgage application.
  • Cash. Your finances can help you get a substantial loan to buy your dream home. You need to consider saving money for the down payment.

A trustworthy closing agent. Your closing agent can help you bring down the costs of closing, depending on where you live.

Being heedful of your expenses will greatly benefit you in the mortgage process. Furthermore, you can secure your dream house by getting the services of a reputable mortgage company.

Three Ways to Dress up Your Windows

A woman looking out the windowWindows are an aesthetic and functional part of the house. They let natural light in, which helps you save on energy. They also make the house look better, especially when following rules on symmetry. Windows don’t need to be plain, though.

Here are some ideas for dressing them up while improving their functionality:

Use Window Films

Window films help control the heat that enters the home. More than that, they are also a fun way to decorate houses in Dallas. Choose from abstract shapes to those inspired by nature to design strategic places of the house without having to require additional floor space. A window film is easy to install, but you can also have it installed for you if you’re not sure how to do it.

Get Window Blinds

In some parts of the house, blinds are more than just an option; they are a necessity. When direct sunlight hits furniture, for instance, it fades their surface faster. You’re also subjected to the harmful UV rays. Window blinds can be adjusted to allow just the right amount of light into the room. During the hottest part of the day, you can keep the blinds shut to maintain cool temperatures in the house. Open them up in the afternoon to enjoy the natural light filtering in.

Add Window Tint

If you want to control the amount of sunlight filtering in without having to worry about blinds or curtains that someone might forget to adjust accordingly, window tinting is for you. Depending on the tint you choose, this can let in enough light without the UV rays that could harm your skin and your furniture’s surfaces. It’s a great way to make windows more functional without spending too much–and window tints are easy to install, just like window films.

Your windows already add value to your home. They can add even more if you dress them up appropriately.

When Rent Prices Continue to Soar

Couple looking at rented house

The renting economy is facing a major setback. Prices continue to rise, and renters are faced with the inconceivable truth: owning a house could be the better option. Though there are several reasons that families are not renting, if you consider the monthly payments and the long-term results, the benefits of owning a home outweigh that of renting.

Is it time for you to make a change?

The Price to Pay

Specifically, this refers to the monthly price. When you’re renting, your primary concern is meeting those fixed monthly payments. However, upon renewing your contract, your landlord may inform you of an increase in the rental fee. A one-bedroom property costing $900 per month in Portland could get an increase of $100 in monthly rent, and that’s a big deal considering that you can own a two-bedroom home for $1200. 

When it comes to home ownership, your main concern is the mortgage rate, which will determine the monthly repayments you have to make. Here, it’s wise to inquire about your options and to assess whether a fixed-rate or an adjustable-rate mortgage would be more favorable. Historical knowledge of how the prices have risen and fallen in Portland can help you decide.

What You Get in the End

For a family, job security is important. So is a roof over your head. You’ll rest easy knowing you won’t be evicted from your house because the landlord wants to rent out the property to someone who is willing to pay more. You also want the security of having the property to your name after completing mortgage payments. In the end, the additional cost you have to pay for home ownership instead of renting goes into securing that property permanently. It seems like a no-brainer, isn’t it? 

Keeping tabs of your finances may be more difficult if you have to adjust to rising prices continually. It’s better if you get something from it in the end, right? 

Amazing Benefits of Installing a Patio Cover

Luxury house with a welcoming patioOne amazing thing about the Brisbane climate is that it offers lots of sunshine. But with this comes relentless heat that might just keep you from further enjoying your outdoor space. You need an effective solution to maintain a comfortable outdoor environment.

Patio covers are a great solution to make the most out of outdoor patio in Brisbane. There are different designs to fit whatever material or shape your patio has. Here are some of the benefits of doing this improvement project for your outdoor nook:

Providing Shade

With a properly constructed patio cover, you can surely enjoy fresh air even when the sun is high up. It also provides good protection during small gatherings, barbeque, or even a pool party.

Protecting Your Outdoor Furniture

The UV rays brought by the sunlight is not only harmful to your skin, but also to your outdoor furniture. A high-quality patio cover can protect them from the sun’s adverse effect and prevent fabrics from being damaged.

Keeping Your Patio Dry

Exposure to water can make metal accumulate rust and cause any wooden material on your patio to rot. A good patio cover allows you to style your space with any items you otherwise would not use because of the rain, such as rigs, coffee table books, and pillows. You can also relax outside during light rain because you will be completely protected.

Your patio is a great place for almost any activity, and you are sure to enjoy it more with a quality cover. With this, you will never have to worry about being exposed to too much heat or rain. Be sure to contact a reputable builder to ensure that you get your money’s worth. Experts recommend looking for the right style to compliment your home’s exterior design.