Monthly Archives: February 2018

What You Need to Know About Finding the Right Jewellery Shop

Jewelry BoxPeople buy jewellery for all sorts of reasons. Some do because they want to commemorate a special occasion, like a wedding or an anniversary. Others simply want to accessorise their outfits. Then there are those who make strategic purchases for investment’s sake. Whatever you plan to do with your precious pieces, here are three things you should know before you visit jewellery shops.

Let your preferred jewellery guide you

Where do you start with finding the right jeweller? Your family and friends and even colleagues may provide you with a recommendation, but you can cut your search time in half by determining the type of jewellery you want or need. Certain jewellers specialise in certain pieces. For instance, jewellery shops in Hatton Garden have handcrafted pieces. If you need classic pieces, you can look for jewellers who offer vintage jewellery; some will even focus on certain eras, like the Edwardian period.

Look for credentials and relevant certifications

Established jewellery shops need to show their credentials. These could include membership in leading organisations, such as the National Association of Jewellers, which is the new industry association from GIA and BJA. Industry association membership means that the jeweller adheres to high standards. Meanwhile, certifications ensure that your gems meet your specifications, giving you value for your money.

Set a budget

It’s important to know your spending limits, even your credit limit, because it narrows down your options. This approach not only saves you time and effort, but also keeps your shopping to a minimum. When you’re looking for that special engagement ring or anniversary jewellery, a budget keeps your choices realistic. Of course, if you have money to spare, an investment in the appropriate pieces would make a sound decision.

A Final Word

Once you’ve found your ideal jewellery shop, think about the maintenance of your precious pieces. Whether it’s a rare diamond engagement ring or a typical pair of hoop earrings, proper jewellery care will ensure the longevity and beauty of your finest personal ornaments.

Land Surveyors: Your Partners in Property Assessment

Land surveyor A land surveyor’s work is to measure the three-dimensional aspects of land to outline the legal history of the property, its current condition and physical features. Land surveyors in Auckland, New Zealand go through a training process to qualify and be licensed to carry out the work. Here are the times when you should consider a land surveyor.

When buying new property

You would want to find out the legal history of the piece of land you are interested in including its exact size and boundaries. Only a surveyor can help you get the right information. Also, you will know whether any structures around are within the property boundaries.

 When selling the property

Buyers tend to be more at ease buying a property with a recent survey document. Although they too will have to carry out their independent survey, this will build their trust in you.

When building new structures

You would not want to build on your neighbour’s property. When putting up new structures or a fence, it is essential to have a surveyor check out whether you are within your boundaries. Also, you will want to know whether the structures meet the required legal standards in the area.

When subdividing land

Land surveyors in Auckland can help you divide property, which comes in handy when you want to sell or divide property. He can also draft a subdivision proposal and take into consideration any legal procedures to follow.

When applying for a mortgage

Banks and other financial institutions will require a recent survey of the property before they lend the money. They may not rely on the old survey carried out when buying the property because zoning and building laws change periodically.

Surveyors can help property owners when disputes arise. They can give expert evidence in court regarding the land and any structures in it. Also, a surveyor can help you avoid any legal problems even before you buy the property.

What You Probably Didn’t Know About Botox

a girl getting a botox injectionBotox is a widely popular cosmetic treatment in the U.S. As popular as this procedure might sound, the public has a vague or loose understanding of what it can do. The sad part is people easily accept what they know or just heard as fact. That's why it's not surprising that this particular procedure is surrounded by misconceptions and myths. 

To help straighten out these things, here are some proven facts about Botox:

Botox is Dangerous & Can be Deadly

This is outright false. The main reason people think that way is because of the word "toxin" in botulinum toxin. While it is indeed a type of bacteria, the use of this substance is perfectly safe and risk-free for cosmetic and medical purposes. To make you feel more at ease, be sure that the ones who will administer the procedure are fully experienced and qualified healthcare professionals.

Botox Must be Received Consistently

This is wrong again. After undergoing one or three Botox special sessions in Utah, you are free to stop having it as long as you're satisfied with its result. In other words, it's totally fine to quit anytime, so you don't have to worry about long-time commitment. It all depends on what you want.

Botox Makes the Face Frozen & Expressionless

This is not true. People often turn to Botox to define and get rid of wrinkles on their face as well as in other parts of their body. While this is injected into the muscle, Botox has no effect and cannot control a person's expression. In fact, people who received this could still express as many emotions as they can as long as it's administered by licensed and qualified health professional.  

Before you believe in anything, be sure it's backed by medical studies or facts. Botox can be scary, especially if you're doing it for the first time. However, this procedure is proven to be safe. If you still need more reassurance, you could always talk and discuss it with your doctor to put any doubts you have at rest.

First Time Buyers Stamp Duty: All Important Questions Answered

Two men handshakingUnderstandably, most people have been having some questions on what the reduction on the stamp duty means, and whether it is of help to them in any way. This article expounds on questions and answers surrounding this topic.

In a bid to use and take advantage of the reduction in stamp duty for the first-time buyers, you first need to understand what it is. With the purchase and selling of properties and the jargons involved in its taxation and fees, you need a professional who can hold your hand.

What are the qualifications?

For you to qualify to be a first-time purchaser, you should not have any records of ownership for any residential property whether abroad or in the UK. These properties also include any interests on leaseholds as well as freehold property. Additionally, the property you are purchasing should be your main or only property. That means, even if you are a first-time buyer, you cannot get the relief on a buy to sell or lease the property.

What does the change mean?

A first-time buyer should no longer pay this duty on the purchase of property whose worth is £300,000. If you are buying for the first time and your property exceeds this amount, you will pay 15% stamp duty on the excess amount.

If you inherited a home, do you still qualify?

The idea behind this duty is not based on purchasing but rather ownership. That means, if you inherited a house, you own it now, and thus you are not a first-time purchaser. That means, it is possible not to qualify, even though you have never bought a property.

Money matters and property purchase can make the difference between a comfortable financial life, or ever ending debt and poverty. As such, use a professional where taxes, costs, rates and other property related transactions are related. As such, you can take advantage of the available resources without risking penalties and property loss.

Indoors and Out: 3 Ways to Spend Winter in Chicago

Downtown Chicago & Lake MichiganChicago is a great place to explore in the winter—and there is an activity tailor-fit for everyone in the family. Whether it’s finding a winter activity for the kids, challenging your teenager’s daring skills or enjoying a dose of culture in Chicago, here are some great activities you should plan out in the winter.

Have snowtubing fun

When you’re having a vacation with your family, one of the great activities you can enjoy in the winter is snowtubing. The new craze that can usually be done in a ski lodge brings together a fun and safe time even for younger kids.

The reason for this is that you don’t have to know a particular set of abilities, unlike snowboarding and skiing. You simply need to ride a fabric-covered tube in the right winter attire, and enjoy the ride with your kids, reported Chicago Parent.

It’s a great way to have a ski-sloping fun without the risks of skiing. If you’re particularly uncoordinated or have a hard time keeping your balance on snowy slopes, then this is definitely for you.

Snowboarding

For a more intense experience, snowboarding is a great activity for those who prefer a more epic and challenging recreational activity in the snow. According to TripSavvy, there are ski lodges near Chicago that provide a lot of jumps, rollers, and rails to make your snowboarding experience extra challenging.

Beginners or those who want to learn the sport may want to find a lodge that offers lessons in snowboarding. This way, you can enjoy your trip and learn a new skill for the winter.

Enjoy culture in the cold

Chicago is not just a home for outdoor activities—there are also must-see places to spend time in winter. Several museums offer viewings for free or at least a fair price, while cultural centers, conservatories, and even a planetarium is a great way to break your activity-filled vacation. These educational locations will expand your cultural perspective, as per the Chicago Tribune.

The next time you visit Chicago with family, make sure to create an itinerary that includes everything that’s enjoyable to the little ones, the teenagers, and even the grown-ups—and take in all angles of Chicago worth exploring.

3 Needs Businesses Must Prioritize

business operations floor

business operations floorBusiness is a game of resources. Whoever can make the most in the least amount of resources tends to win the game. But really, the more important idea here is businesses that allocate resources smartly to the right aspects of the company are the ones that grow. Where should the resources go? It depends, but in most situation, these three:

Technology

Today’s businesses depend heavily on technology, which is why it makes sense to focus a sizeable chunk of your resources here. For instance, if you’re running an online store, not only do you need a well-designed e-commerce site. It would help your business if you have a mobile app. There might be a situation where you don’t have employees who can make this happen. If this is the case, CloudXtension noted that you might want to look at IT staff outsourcing services so you can keep up with competitors.

Marketing

There’s no use having a cutting-edge product if it doesn’t get to the hands of the right people. It’s important to have the right marketing strategy for a sufficient amount of time, so your core competencies could shine. This doesn’t mean you have to splurge on marketing, but at the very least, there should be a solid strategy behind what you do and how that reaches its intended market.

Manpower

At the end of the day, whatever service or product your business offers won’t be possible without the people working for you. As such, it’s highly important to devote adequate resources to them. Hire the right number of people for the jobs that need to be done. On top of that, keep them happy with good benefits and opportunities to go further in their careers. Treat your people well and they would treat your business well.

When your resource allocation is spot-on, there’s no way but up for your budding enterprise.

Experience London for Free

Westminster Bridge and Big Ben

Westminster Bridge and Big BenIntroduction

Most have planned to visit London but put it aside due to the high costs it comes with. This is what some people believe. If your budget is stopping you from experiencing this elite European journey, you might be building an itinerary blindfolded. London has some free attractions on offer, which can give you the best experience alright for a minimum cost. Where to begin this amazing journey?

Take a Cheap Lodge

Accommodation must be prioritised to ensure that your trip will go fine. Don’t worry, there is cheap accommodation in London that’s available to give you a comfortable place to stay without hurting your purse. Getting your space cheap is one of the key elements to a successful yet thrifty vacation.

When the lodging has been booked and you are certain there is a place you can comfortably call home while in London, it is time to pepper your itinerary with free attractions here and there. Let’s start with these three:

The National Gallery

Seeing artsy masterpieces by the greats that include da Vinci, Gogh, and Michelangelo is always an enriching way to start an exploration. When you visit the National Gallery, marvel at some of the world’s most precious pieces of art without spending a penny.

The Houses of Parliament

This is where you can find the majestic Big Ben, an enormous clock display that is also one of London’s finest views. To make the trip more special, reserve ahead to get inside the building and see the British democracy grind.

Greenwich Park

London has a variety of green parks that you can visit without entrance fees. This one is special for providing an outstanding overlooking view of the city, is strategically located on top of the hill.

There are more free attractions in London that you can visit to experience the city for a minute sum of money.

5 Tools Every Startup Barber Shop Should Have

Scene inside barber shop

Scene inside barber shopGone are the days when men were afraid to go to salons and spas because they had a macho image to protect. The 21st-century men now acknowledge their need to stay well-groomed and pampered, just like women. That is why the traditional barber shop has evolved into something more than just your regular trim and shave.
If you’re putting up your own shop, you must have the essential tools to cater to the needs of the modern men. Online shops, such as NJ Barber Supply, have a wide variety of tools that every barber shop should have.

Here’s a list of what you should buy:

Shears

You can’t be called a barber shop if you don’t have shears. Start with texturizing and thinning scissors. You should also buy small scissors for the detailed cut, as well as bigger, heavy-duty shears for the wider cut.

Clippers

Men’s haircut usually starts with these. Get a detachable clipper with multiple blade sizes to control the cut. Match it up with an adjustable trimmer for the tapered cut.

Shaving Tools

This service is specific to a barber shop, so you must do it right. Get a good straight razor, hot towels, and natural oils for pre-shaving. Your customers will appreciate the effort you’ll put into cleaning up their act, so to speak.

Hairdryers

This is a tool you shouldn’t go cheap on. Since you’ll be using a hairdryer more times in a day than a fashion model, you’ll want to get a high-quality dryer with multiple heat settings and a built-in heat damage protector.

Neck Dusters, Capes, and Brushes

Don’t let your customers leave with trimmings on their neck. Get enough capes and neck dusters for the capacity of your shop. When it comes to brushes, you’ll want to get different types because not all men have the same type of hair.

Remember that the service you offer is more than just giving a haircut. It’s also giving your customers time away from the daily grind to think of nothing else but to relax.

Common Types of Domestic Contracts

Couple reading a document

Couple reading a documentOne element that most couples do not consider is domestic contracts. This is an agreement between cohabiting partners or spouses regarding the boundaries of their relationship.

For the contracts to be legally binding, they should be in writing and signed in front of a witness. Getting a family law attorney in Boulder to advise you is the best way to protect your rights in the contract.

Here are some types of domestic contracts.

Cohabitation Agreements

For couples planning to cohabit for an extended period without legal marriage, a cohabitation agreement is prudent.

This agreement outlines the couple’s rights regarding property and support after termination of their relationship. Should a couple decide to marry later, the cohabitation agreement becomes a marriage contract.

Marriage Contracts

Typically known as prenuptial agreements, this contract includes the conditions of a separation or divorce should it happen. They define the terms of spousal support and property division after divorce.

The couple typically signs this contract before entering a marriage, though in other instances they sign in the course of a marriage. Some of these contracts include the religious, educational and moral training of children born during the marriage.

Separation Agreements

These domestic contracts are for after termination of a cohabitation relationship or marriage. It outlines the division of property and responsibilities of the partner after separation.

These also include the custody and rights of the parents for any children born during the relationship. Courts might, however, disregard the provision for child custody in these agreements if they are not in the child’s best interest.

There are some instances where the court might disregard domestic contracts. These include cases where one party failed to disclose assets at the time of the agreement or contracts signed under undue influence. If one partner did not comprehend the consequences of the contract at signing, the court might disregard it as well.

The Significant Jobs That a Majority of Retention Programs Overlook

A group of applicantsFor over a decade, prominent human resource tacticians have pursued a repetitive theme. They want their rock stars to work in job titles that mean most to the company. For instance, professors conducted a study revealing that a majority of businesses calculated less than 15% of occupations are what they refer to as tactical roles. Iconic Core Global and other industry experts further explain that this is the reason human resource management services should concentrate on uneven investments.

Based on these concepts, businesses must ensure that they employ and retain their top-quality employees. The job titles that generally receive plenty of attention at the majority of businesses are:

Crucial senior leaders.

This includes heads of logistics at a massive retailer, CEOs at consumer products offices, and the heads of design at luxury apparel businesses.

Connectors in the middle

Even though they were always overlooked, middle management roles have gradually become deemed as crucial to implementing the company’s tactic.

Future leaders with great potential

These employees are up-and-comers who are believed to occupy the top management roles of the company someday.

Although, the majority of companies provide little attention to keeping employees who fill three other positions. The ignored job titles are:

Indispensable specialists

These are roles in technology, R&D, and other positions crucial to the process efficiency, tactical direction, and product development of the firm.

Customer experience inventors

Employees in this position always communicate with the essential clients of a company and figure out how to retain them.

Crucial contractors.

These individuals are not actually employees, as they're a contingent staff who are important to the marketing, R&D, and other divisions of the company.

Not one of these roles is at the highest of the organizational chart, excluding a few of the client experience creators. As these roles aren’t tracked by the management, businesses generally ignore the significance of retaining high-performing individuals in them.